Get funds transferred directly to your bank account in as little as 10 minutes
Complete digital process with minimal documentation and no collateral required
Designed for your convenience with flexible options
From ₹6,000 to ₹10 Lakhs based on your employment and financial profile
Competitive rates from 12% to 28.5% per annum based on your credit profile
Choose repayment period from 6 to 60 months as per your convenience
Direct transfer to your bank account with minimal processing time
Unsecured loans without any security or guarantor requirements
Transparent fee up to 5.1% + GST with no hidden charges
Learn about the eligibility requirements and necessary documentation for quick loan approval at ClickMyLoan
Must be a citizen of India
21 years or above at the time of application
Minimum monthly personal income of ₹10,000 and household income over ₹25,000
Salaried individuals with regular employment and at least 2 months in current organization
Valid government-approved ID proof and Aadhaar-linked mobile number
Valid proof of both permanent and current address
| Fee Type | Charges |
|---|---|
| Foreclosure Charges | 4% of principal outstanding* + GST |
| Part-Prepayment Charges | 4% of principal prepaid* + GST |
| EMI Bounce Charge (1st day) | 4% of principal overdue* or ₹500, whichever is lower |
| Penal Charges (2-180 days) | 36% per annum on principal overdue |
| Credit Information Report Fees | ₹50 + GST (if opted by customer) |
| Stamp Duty | As per actuals based on disbursement location |
| Maintenance & Procurement Cost | May apply based on disbursement location |
*All amounts rounded to the nearest rupee. Exact charges disclosed in Key Fact Statement (KFS)
Start your application in just a few minutes
By applying, you agree to our Terms & Conditions
Discover how our personal loans can be tailored to meet your specific financial needs
Fund your dream vacation or business trips
Invest in your or your children's education
Handle unexpected medical or urgent expenses
Purchase gadgets, appliances or personal items
Make your special day even more memorable
Cover expenses related to childbirth and childcare
Pursue your passions and creative interests
Special occasions deserve special gifts
Seize business or investment opportunities
Bridge financial gaps between paychecks
Upgrade or repair your living space
Celebrate festivals and important events
Apply for an Instant Personal Loan with ClickMyLoan and get approval in minutes
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