ClickMyLoan - Instant Personal Loan Upto 5 Lakhs

Business Loans for Growth & Expansion

Fuel your business ambitions with flexible financing solutions tailored to your needs

Quick approval, competitive rates, and minimal documentation for established businesses and startups

Get Business Loan Quotes

Tell us about your business and get customized offers

Business Loan Features

Comprehensive financial solutions designed to support your business growth journey

Higher Loan Amounts

Access funds from ₹1 Lakh to ₹5 Crores based on your business requirements and financial profile

Competitive Interest Rates

Attractive rates starting from 11% per annum with flexible repayment options

Flexible Tenure

Choose repayment periods from 12 months to 60 months as per your cash flow cycle

Quick Disbursal

Funds transferred to your account within 72 hours of document verification

Minimal Documentation

Streamlined process with basic business and financial documents required

No Collateral Required

Unsecured business loans without pledging assets or property

Business Loans for All Types

Tailored financing solutions for diverse business structures and requirements

Private Limited Companies

Working capital and expansion loans for registered private limited companies with stable revenue streams.

  • Minimum turnover: ₹25 Lakhs
  • Business vintage: 2+ years
  • Profitability preferred

Partnership Firms

Financial support for registered partnership firms looking to expand operations or manage cash flow.

  • Minimum turnover: ₹15 Lakhs
  • Business vintage: 2+ years
  • All partners must apply

Sole Proprietorships

Customized loan solutions for individual business owners across various industries and trade segments.

  • Minimum turnover: ₹10 Lakhs
  • Business vintage: 2+ years
  • ITR for last 2 years

LLPs (Limited Liability Partnerships)

Strategic financing for LLPs with limited liability structure seeking business expansion.

  • Minimum turnover: ₹20 Lakhs
  • Business vintage: 2+ years
  • Designated partners must apply

Startups

Specialized funding options for innovative startups with strong business models and growth potential.

  • Registered as private limited
  • Business vintage: 6+ months
  • Strong business plan required

MSMEs & SMEs

Dedicated financial products for micro, small and medium enterprises across manufacturing and service sectors.

  • Udyam registration preferred
  • Business vintage: 1+ year
  • MSME certificate beneficial

Business Loan Purposes

Comprehensive funding solutions for diverse business requirements

Working Capital

Manage daily operations, inventory, and short-term expenses

Business Expansion

Open new branches, enter new markets, or scale operations

Equipment Purchase

Acquire machinery, vehicles, or technology infrastructure

Infrastructure Development

Renovate, upgrade, or build commercial spaces

Inventory Management

Stock up for seasonal demands or bulk purchase discounts

Bill Discounting

Improve cash flow by discounting receivables and invoices

Staff Expansion

Hire talent, pay salaries during growth phases

Debt Consolidation

Combine multiple loans into one manageable payment

Why Choose ClickMyLoan for Business Funding?

We understand the unique challenges businesses face and offer tailored solutions to help you succeed

Quick Approval Process

Our streamlined digital application ensures faster processing with minimal documentation requirements.

Flexible Repayment Options

Choose from various repayment structures that align with your business cash flow cycles and seasonal patterns.

Dedicated Relationship Manager

Get personalized assistance from a dedicated manager who understands your business needs and goals.

Top-Up Loan Facility

Existing customers can avail additional funds without extensive documentation based on their repayment history.

Application Process

1

Online Application

Fill our simple online form with basic business and financial details

2

Document Submission

Upload required documents through our secure portal

3

Verification & Approval

Our team verifies details and approves your application

4

Loan Disbursement

Funds transferred directly to your business account

Quick Tip

Keep your business registration documents, financial statements, and KYC documents ready to speed up the application process.

Eligibility & Documentation

Understand the eligibility criteria and documentation required for business loan approval

Eligibility Criteria

Business Vintage

Minimum 2 years of business operations for most loan types

Annual Turnover

Minimum ₹10 Lakhs annual turnover for most business categories

Profitability

Business should be profitable for at least 1 year

Credit Score

Minimum CIBIL score of 650 for promoters and business

Business Location

Business should be located in a serviceable area

Existing Loans

No defaults on existing loans or credit facilities

Documents Required

Business Documents

Business Registration Certificate
GST Registration Certificate
Partnership Deed (if applicable)
Udyam Registration (for MSME)
MOA & AOA (for companies)

Financial Documents

Bank Statements (last 12 months)
ITR with Computation (last 2 years)
Audited Financials (if applicable)
GST Returns (last 6 months)

Promoter/Director KYC Documents

PAN Card of all promoters
Aadhaar Card of all promoters
Address Proof of all promoters
Passport-size photographs

Ready to Grow Your Business?

Start your business loan application in just a few minutes

Application Checklist

Business Registration Details
PAN Card of Business & Promoters
GST Registration Certificate
Business Bank Statements
Income Tax Returns
Address Proof of Business
Promoter KYC Documents
Photographs of Promoters

By applying, you agree to our Terms & Conditions

Fast Processing

Complete applications with all documents are typically processed within 3-5 working days.

Ready to Take Your Business to the Next Level?

Apply for a Business Loan with ClickMyLoan and get the financial support your business deserves

10,000+

Businesses Funded

₹750Cr+

Loan Disbursed

72 Hrs

Average Disbursal

96%

Customer Satisfaction